ePay Verify
As part of the ePaymentsNetwork, ProCarePay offers a tight, seamless integration to all of the ePaymentsNetwork products, including ePay-Verify a comprehensive suite of risk management tools. One of the most powerful prevention tools in the fight against bad check writers is ePay-Verify.
ePay-Verify offers two distinct levels of verification. At the highest level of verification (Level 1), ePay- Verify is able to verify in real time, through a direct electronic query to the check writer’s financial institution, if the checking account currently has sufficient funds to cover the amount of the presented check. At the next level of verification (Level 2), ePay Verify is able to determine if the account is, as of opening of that business day, an open, valid account with positive funds or if the account is currently NSF, closed or cannot be located. If neither Level 1 or Level 2 verification produce results, ePay-Verify can be set to query one or more of the nation's largest negative databases of known bad check writers.
ePay-Verify can be used at the point of sale, for Internet or telephone-based transactions, and a variety of other methods where checking account verification capabilities are needed. ePay-Verify can be integrated with your existing systems, shopping cart software or any of our software products such as the Virtual Terminal, Recurring Billing or Desktop Installed Terminal.